The Good News Is Here!
When Sacramento first time home buyers bought homes without shelling out thousands of dollars, their friends asked them how they did it.
Meet 100% Down Payment Assistance And Get Up To $21,000
Incredible opportunities abound for first time home buyers who thought they couldn’t buy a home, but now can. With 100% down payment assistance, you can get up to $21,000, which can buy a $600,000 home!
It’s Easy To Qualify
If you’ve been employed for at least 2 years, have a 640 credit score, and made timely payments for a year, you’re in a solid position to apply for 100% down payment assistance. Loan approval guidelines are lenient and it’s easy to qualify with terms that are clear, concise, and simple to understand.
Sacramento First Time Home Buyer Programs come and go because there’s only so much money to go around. It’s happened before when the market crashed…never to be seen again in years.
Thankfully, they made their long awaited debut in October 2015, but this time around, there’s more Sacramento First Time Home Buyer Programs to choose from, and they’re better than before!
My Favorite Sacramento First Time Buyer Program
Hi! I’m Tracy Fig, a Sacramento local and first time buyer and seller expert. There are several home buyer programs to choose from, but my personal favorite is the CalPLUS Program.
It’s a combo of the MyHome Down Payment Assistance Program and ZIP (Zero Interest Program), which helps with closing costs, too!
When You Rent, You’re Still Paying A Mortgage. Your Landlord’s.
Designed for first time home buyers, interest rates are low and fixed for the entire life of the loan, which keeps mortgage payments affordable.
It’s smart to invest your hard earned money into your home, gain equity, and reap the rewards later. You work hard for your living.
Connect With My CalHFA Loan Officer
Down payment assistance programs are available only through CalHFA approved loan officers.
Connect with my CalHFA loan officers who helped hundreds of first time home buyers buy a home! Together, we’ll help you do the same. Reach out and call Tracy Fig to get access to 100% down payment assistance today! 916-628-SELL, or simply fill out the short form below.
Are Your Family Or Friends Renting Right Now?
If you have family and friends renting in Sacramento right now, share my page, so they can learn about 100% down payment assistance too!
Get Approved For 100% Down Payment Assistance Today!
What Tracy Fig’s Clients Are Saying
I was a first-time home buyer planning to avoid using a realtor when I met Tracy Fig. I was showing my wife some nice neighborhoods on the south side of Rancho Cordova when we spotted an open house that Tracy was running.
It was late in the day and the house was out of our budget, but Tracy was helpful and took down our contact information and followed up with me that night. I was impressed by her responsiveness, and thought maybe it wouldn’t hurt to have someone on our side. That turned out to be one of the best decisions I’ve made this year.
Tracy dealt with our limited budget and the fine details of what we were looking for: along the 50 corridor to avoid traffic (I work in Davis), an affordable but safe neighborhood because of our newborn, and so on.
Tracy stayed with us through all the houses we turned down, picked us up again after the houses we got outbid on, and even stopped us from overbidding once! I’m not kidding – the market was taking off, we were demoralized from the bids we lost, and tired of looking. We were willing to offer whatever we thought would get us the OK place we had found, and she could have just smiled, let us make our offer, and walked away with a nice commission. Instead she told us we were over-paying, and didn’t think we would be happy with it in the end – she was right.
Tracy stuck with us through the extra 6 weeks of searching before we finally found the perfect house for us. 4 bedrooms, granite counter tops, an easy commute, and right next to the river – and even then, we needed Tracy to deal with the seller’s combative realtor – she watched our back, made sure the AC was repaired (even after the capacitor was fixed, the ventilation was leaking half of the cold air into the attic! – fixed because of Tracy), and helped us deal with everything that came up during the closing process.
This lady is fierce and quick to catch on – there isn’t anyone else I would recommend over her. As big as my ego is, we couldn’t have found our home without her.